Joe began his career in the mortgage industry in 2000. He is the recipient of numerous top producer and service awards. His philosophy is to combine old fashioned banking with a modern approach to Lending. This enables him to give his clients the best in personal service, as well as access to current industry news, changes, and trends. In addition to being well versed on loan programs and guidelines, He has extensive experience and knowledge of VA home loans. He considers it an honor to assist our veterans and active duty military personnel. First time homebuyers or seasoned mortgage applicants can rely on his integrity and ingenuity, for a custom tailored smooth mortgage transaction. Joe was born in New York City, and at age six moved to Virginia Beach,VA. With his family. He currently resides in Chesapeake, Va with his wife and children.